Funding & Relationship Management:
Identify, evaluate, and secure funding from banks, fund houses, NBFCs, and other financial institutions.
Build and maintain strong, long-term relationships with financial partners.
Serve as the primary point of contact for funding negotiations and communication.
Financial Planning & Analysis:
Prepare, analyze, and present detailed proposals, financial models, CMA data, and financial projections.
Develop and implement long-term financial strategies aligned with organizational goals.
Forecast cash flow and financial performance to support business expansion and operations.
Negotiation & Compliance:
Negotiate favorable terms for loans, credit facilities, and investments.
Ensure compliance with financial regulations, RBI/banking guidelines, and statutory obligations.
Risk & Cash Flow Management:
Monitor daily cash flow and liquidity to support operational and strategic needs.
Conduct risk assessments and implement risk mitigation strategies in funding activities.
Reporting & Documentation:
Maintain accurate records for audit, compliance, and internal reporting.
Prepare comprehensive financial reports including funding utilization and performance metrics for senior management.
Cross-functional Collaboration:
Collaborate with accounting, operations, and business development teams to align financial planning and reporting.
Provide financial insights and mentorship to junior finance team members.
Market Intelligence & Innovation:
Stay updated on market trends, interest rate movements, and emerging financing instruments.
Research and recommend innovative funding solutions and financial products.
Key Skills & Competencies:
Strong analytical and financial modeling skills
Proficient in CMA preparation and accounting ratios
Excellent negotiation and interpersonal communication
In-depth understanding of regulatory frameworks and banking norms
Working knowledge of Accounting Standards, Ind AS, I-GAAP
Ability to interpret financial data to drive strategic decisions
Strong presentation and reporting skills
Educational Qualifications:
Chartered Accountant (CA), MBA (Finance), CFA, or equivalent qualification preferred
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